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Know What Critical Illness Insurance Cover has in Store For You

Health Insurance Policy

Do you own a critical insurance cover? If not there are many things that you are losing out. Treating severe health disorders will eventually evacuates your pocket.

Only critical illness cover will cover your treatment expenses on coma, cancer and any other life threatening diseases. However the coverage amount and the types of diseases covered varies from insurer to insurer.

Critical illness covers aids all the excess expenses incurred during the treatment and your life insurance company will offer you a lump of amount if you are detected by any perilous illness under the policy period.

This cover however will have a certain waiting period of 90 days under which any of your diseases will not be covered. Your insurer might include a survival clause which states that you will receive abenefit if you survive a specific time after being detected by critical illness. Remember that upon your demise under the survival period your insurer will not be liable for paying the bonus amount. It is hard to overlook all these benefits incurred through this cover. But before getting it make sure the type of critical illness benefit you are looking for as you don't want to repent on your impulsive decisions. Do you?

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