Maruti Suzuki Ignis Car Insurance Price List in India
Maruti Suzuki Ignis is a popular model in the sub-compact segment launched in 2017, Ignis car is conceptualized as a stronger, lighter, safer, and fuel-efficient vehicle. Maruti Ignis is available in Petrol and Diesel variants with a 5-speed AMT gearbox. The cost of Maruti Suzuki Ignis car insurance varies depending on the type of policy that you choose to buy.
A car owner's responsibility doesn’t end after buying a brand new vehicle, a right Maruti Suzuki Ignis insurance policy is also vital to get coverage from adverse cases. PolicyBachat is your right choice in comparing the best quotes from top carriers.
Is Maruti Suzuki Ignis's insurance policy is mandatory?
To protect from unforeseen third party damage expenses a car insurance policy is necessary for financial loss. There are 3 types of insurance for Maruti Suzuki Ignis to opt for.
Third-Party Insurance: Third party insurance policy protect the policyholder from third party personal accident cover and property damages. Compensation will be decided by the court of law for loss/death to a third party liability.
Comprehensive Policy: Comprehensive insurance offers accidental damage to self and third parties. Coverage is made for damage caused due to manmade and natural disasters. In comprehensive policy damage expense will be borne by the insurer and insure as agreed in the policy.
Collision coverage: Coverage includes in case of the collision made everything will be covered 100% except glass, rubber, metal, nuts & bolts, etc. Maruti Cars aged less than 5 years are suggested to opt for collision coverage to lower the risk of adverse losses.
Additional Car insurance add-ons to secure more!
Engine Protection: Engine protection coverage is used to get an insurance claim in case of water ingression into an engine. The rainy season is a major culprit in engine damage, get an assurance of engine protection add-on in your comprehensive plan.
Passenger Cover: Ged rid of medical expenses in case of accident to passenger, coverage limit may vary up to 1.5l.
Why choose Maruti Ignis's motor insurance policy on PolicyBachat?
A car owner can buy a policy online from distinct websites but, a comparison of car insurance policies from distinct carriers helps you to get the idea of premium and features for a specific plan. Comparing online quotes is a hassle-free process to get Suzuki Ignis insurance online. Get assistance from the PolicyBachat support team to avail the best plans to get optimum coverage for Maruti Ignis.
One year sales figure for Maruti Suzuki Ignis car
|Maruti Suzuki Ignis
||Aug 2017||Sep 2017||Oct 2017||Nov 2017
Key specifications of Maruti Suzuki Ignis
||1.3 AMT Zeta
||1.2 AMT Alpha
Types of Car Insurance Policy
1. Third Party Car insurance:
Third party car insurance or “Liability only” car insurance or “Act only” car insurance is the compulsory car insurance in India as per the Motor Vehicles Act. Any party other than the insurance company and the customer of the car is referred to as a third party, hence the name third party car insurance.
The death, disability, and damage to goods or property of the third party are covered under the TP policy of the car insurance. The claim amount in case of Third-party claims would be decided by the honorable courts and direct the general insurance companies to settle the claim amount to the third parties on behalf of the car owner. This is the basic type of car insurance policy available in India and is compulsory to be taken for any car to ply in public places.
The premium to be paid under the Third-party type of insurance policy is decided by the Governing body for insurance, IRDA known as the Insurance Regulatory and Development Authority of India. The car insurance rates in the Third-party premium type of car insurance are subject to be revised each year depending on the loss ratio and other factors which are decided by the IRDA.
2. Comprehensive Insurance:
The other type of car insurance policy in India is the “Comprehensive Car Insurance” which includes the Own damage section as well as the Third-party section. The Own damage section covers any loss or repairs to the car owned by the insured due to an insured peril.
The premium to be paid by the customer under the own damage section is decided by the insurance company, unlike the third party insurance premium which is decided by the IRDA. The own-damage premium rates are given by the IRDA and the insurance companies can decide the premium within those rates.
Insurance companies take utmost care while deciding the premium rates for own damage type of car insurance such that too high price may result in failure of the product and too less price might impact the profits of the insurance company.
Tips to make your Maruti Suzuki Ignis insurance premium cheaper
There is a push-up for Swift insurance cost. Now is not the time for a cheaper Swift insurance price, but for 100% protection, you must invest more bucks.
Buying a comprehensive cover might be economical but the complete security of your Maruti Suzuki car is not guaranteed. We suggest going for better coverage plans to ensure the security of your dream motor and we give some tips to bring down your Maruti Suzuki Swift insurance policy premiums.
Buy necessary: It is always recommended to cross-check your Swift auto insurance coverage plans. Remove all the excess coverage from your car insurance policy to reduce your Swift car insurance premiums.
Use NCB: If you are a safe driver, you might have benefitted with No Claim Bonus. To reduce your Maruti Suzuki auto insurance premiums use this NCB in your current insurance policy. Ask your Maruti Suzuki Ignis car insurance company for NCB inclusion within your Maruti Suzuki Ignisinsurance plan.
Sufficient Information: You are always advised to fill the documents with sufficient information. Your insurance company calculates your insurance premium based on this information. So, make sure to give accurate and complete information about your car and your driving history. Incorrect information will always land you in trouble.
Memberships: Do you know you are a member of any automobile associations like AAI or any other affiliates that will gain you discounts on your Maruti Suzuki Swift insurance premiums? Before signing up for a policy ask your Maruti Suzuki Ignis motor insurance company about the discounts entitled with membership cards.
Add ons Covers: To improve your coverage options add additional coverage plans for your Maruti Suzuki Ignis insurance policy. These additionally bought coverages will shield your dream motor completely from unforeseen situations.
Employ these premium reduction tips while shopping for Maruti Suzuki Ignis insurance policy and pay little for more coverage.
Benefits of Maruti Suzuki Ignis car insurance premium
Maruti Suzuki Ignis insurance benefits:
Transparent claims: Get hassle-free claim settlement carrier’s advantages of Maruti Suzuki Ignis insurance at PolicyBachat, the right place to find genuine insurance companies.
Accidental damage repairs: Get the repairs and replacements done by insurance companies, a right Maruti Suzuki Ignis insurance plan avails you full claim for the loss or damage.
Approved network garages: Get the repairs done at your nearest insurer network garages, you will get the list of network garages near your area at the time of claim registration.
Cashless claim: Get cashless claim settlement Pan India from the mentioned insurance carriers, cashless claim settlement is the hassle-free process for damaged claims.
No Claim Bonus reward: get rewarded with any claim settlement ratios with NCB discount for Maruti Suzuki Ignisinsurance renewal of the new policy. A percent of discount is deducted from the policy renewal premium.
How to buy a Maruti Suzuki Ignis insurance policy?
Before buying the policy firstly, a policyholder should compare the car insurance quotes from top companies to conclude the best Maruti Suzuki Ignis car insurance online. PolicyBachat.com is the right destination to compare the numerous insurance quotes in one place. Maruti Suzuki Ignis car insurance price is cheap if taken from the portal due to the good discounts offered by the insurance companies for policies booked online. Buy/Renew Maruti Suzuki Ignis car insurance policy online and save big! and please read the terms and conditions thoroughly before taking a policy.
Maruti Suzuki Ignis insurance renewal online:
Maruti Suzuki Ignis insurance policy renewal process for Maruti Suzuki Ignis cars is a simple and hassle-free process; the renewal process is done online through Maruti Suzuki Ignis insurance policy renewal online at PolicyBachat. It is mandatory for all the car owners of Maruti Suzuki Ignis cars to renew their car insurance policies on time without any break. Maruti Suzuki Ignis Car insurance renewed before its expiry date to make sure your car getting secured.
Below is the process to renew your car insurance online:
- Go through PolicyBachat online portal.
- Enter the required details like the Make and Model of Car.
- Enter RTO & Registration date.
- The premium from different insurance companies is displayed.
- Select the best insurance company as per your requirements and proceed to the payment page.
- The instant policy would be available after the payment is completed.