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Mediclaim Insurance Policy Online in India

Mediclaim Policy is a health insurance coverage policy, which covers the charges incurred during hospitalization. Here in this coverage one can claim in two different ways which involves cashless facility, where the insurer directly pays the hospitalization charges to the network hospital instead of the insured. The second way of claiming involves a process called reimbursement, where the insured will be repaid all the hospitalization coverage charges from the insurer after completing the treatment from any hospital.

Treating diseases now-a-days is the costliest expanse. On the other hand, Private medical facilities are very expensive and are becoming onus to pay. Mediclaim policy comes to rescue in such plights reducing the burden on the insured by granting some monetary help. The premiums on this policy completely depends the sum insured.

Before buying a Mediclaim policy, one needs to possess a basic awareness on the coverages, limitations and exclusions proposed within the plan.

Coverages offered

Limitations of the plan

Exclusions in Mediclaim plan

Mediclaim policy has excluded situations where it will not cover the expenses. They include

Add-on Benefits with Mediclaim Policy

In the final analysis, Mediclaim policy ensures you effective protection for your health and you will be free from paying huge treatment costs from your pocket. With the optimized coverages and benefits, you will stay protected.

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