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The Importance of Two Wheeler Insurance for a Bike Owner


If you are a two-wheeler owner, it is your foremost responsibility to get insurance for it. It does not matter if you own a simple roadster bike or a magnificent sports bike or a stylish cruiser model, insurance is a must for all of them irrespective of their make, model or price. The responsibility comes in different forms:

Hence, the way wearing helmet is mandatory to have a safe and enjoyable biking experience, similarly buying two-wheeler insurance is also compulsory to shield you against any unforeseen events. You should have a clear view about the types of coverage that you should consider including in your policy that will help you get covered from all kinds of unforeseen events.

For personal accident coverage and protection against thefts and damage caused to your bike, you should check for the following in your two-wheeler policy:

If harm is caused to another person or somebody else’s property due to a fault of yours, ethically it is your responsibility to compensate for the loss. However, this cost might go up very high sometimes and hence taking a plan that covers third party legal and financial liability issues is always a smart move.

If you have managed to incorporate all or most of the above coverage into your two-wheeler insurance policy and have bought the policy from a renowned company after proper research, you have successfully performed a major part of your responsibility that comes with owning a two-wheeler.

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